Premier Danielle Smith wants to gamble with your pension

The CPP works because Canada stands together.

 
Alberta is the only province trying to break away. 

It’s reckless and dangerous.

Retirement security should never depend on politics.

  • The UCP wants to quit the Canada Pension Plan. Experts warn this means smaller pensions, higher costs, and more risk.

  • The UCP recently voted at its 2025 AGM to pass a motion in favour of creating an Alberta Pension Plan (APP).

  • Only 1 in 10 Albertans back Danielle Smith’s plan. Most want to keep CPP safe and stable.*

  • Families lose pension value. Seniors face higher costs. Workers get weaker returns.

  • If you live in Alberta, but work in another province, you will lose pension benefits and portability.
     

What this means

Walking away from CPP means gambling with everyone’s future.

  • Families near retirement lose decades of earned stability.

  • Young workers face a lifetime of uncertainty.

  • An Alberta-only plan means higher costs, weaker benefits, inability to work in other provinces, and political interference.

Pension experts agree: this move will be devastating to the retirement of  Albertans.

Retirement should be reliable. Not political.
 

Why it matters

  • The UCP is pushing a pension plan Albertans don’t want.

  • Nearly two-thirds say keep CPP strong. Smith keeps promoting a risky, unpopular alternative.

  • Albertans want secure pensions managed independently, not political experiments.

Tell Danielle Smith and your MLA: stop the gamble. Keep CPP secure.


* Source:
Black, Matthew. "Alberta releases its pension survey results" Edmonton Journal, 18 Jun. 2025, (original link). 

Frequently Asked Questions

To stop the Alberta government from withdrawing Alberta from the Canada Pension Plan (CPP). Every signature tells the Premier that Albertans do not want their retirement savings gambled on a risky new provincial startup plan.

No. The government is selling this plan using "fantasy math." Their report claims Alberta is entitled to 53% of the CPP’s entire assets, a number that independent economists and federal actuaries have called impossible. If Alberta leaves, we will likely receive a much smaller share (estimated at 16-20%). This means an Alberta Pension Plan would suffer from a massive funding gap, likely requiring higher premiums or cuts to your benefits to stay afloat.

The government proposes handing your pension to AIMCo (Alberta Investment Management Corp). Unlike the world-class CPP Investment Board, AIMCo has a history of significant underperformance, including losing $2.1 billion on a single risky volatility strategy in 2020. Furthermore, AIMCo is subject to appointments by the provincial cabinet, raising serious concerns about political interference in how your retirement savings are invested.

Yes. The CPP pools risk across 21 million Canadians and the entire global economy. An Alberta Plan would be dangerously reliant on a single economy, ours, which is prone to boom-and-bust oil cycles. If the price of oil crashes, or if our population ages faster than expected, an Alberta-only plan would not have the national stability required to guarantee your benefits.

Currently, the CPP moves with you seamlessly anywhere in Canada. If Alberta leaves, you would have to navigate a complex bureaucracy between two different pension systems. This creates unnecessary red tape and potential penalties for workers and retirees who want to move to be closer to family or for work.

Yes. A new pension plan would lack the financial depth and stability of the CPP. If the new plan underperforms (as AIMCo has in the past), the government may not be able to afford the cost-of-living increases (indexing) that the CPP currently guarantees.

The majority of Albertans, the Alberta Federation of Labour, CUPE Alberta, independent economists, and virtually every seniors' advocacy group in the country. Only 10% of Albertans want this. This is not a partisan issue; it is a financial security issue.

Sign the petition immediately. The government is currently deciding whether to force a referendum. We need to show overwhelming opposition now to kill this idea before it goes any further.

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Why I'm Supporting...

sandra s

edmonton, AB

I’m supporting because I’m a senior widow who receives my own CPP plus a portion of my late husband’s CPP. I don’t know whether or not this would still be the case if we left the Canadian CPP. Plus I’m a proud Canadian who wants to remain in a united country. STOP tearing this country apart.

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652 Report

liliane p

st. albert, AB

I trust the CPP WHERE IT IS AT.. well managed…. Leave this alone

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564 Report

diane r

medicine hat, AB

I am a Canadian whose pension plan is what it is because of the joint contributions of all Canadians. Having read about the way funds per province are calculated, I believe a separate province would not be able to sustain the current benefits without raising cost of individuals.

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490 Report

rita s

pincher creek, AB

CPP is one of the Best managed pension funds globally. LEAVE IT ALONE Please.

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523 Report

wynne s

edmonton, AB

I Don’t trust provincial gov to secure CPP equally for all Albertans. Please leave our CPP where it is. I don’t believe it will be handled more efficiently by the provincial govt.

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471 Report

maurice d

calgary, AB

The CPP is one of the best managed government pension plans in the world. Don’t mess with success.

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worried
405 Report

david c

calgary, AB

I firmly believe in Canada first.

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251 Report

Tell the Premier: Don't Touch the CPP

Alberta is the only province trying to break away. It’s reckless and dangerous.

Sign the petition

kim j

calgary, AB

I will never support leaving the CPP!

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212 Report

fran t

calgary, AB

It makes no sense to mess with the CPP as only the cronies who will benefit from the change think it’s a good idea. The majority has spoken- leave our money alone !!

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175 Report

linda g

edmonton, AB

Because it makes sense to leave what working well for ALL Canadians. Together we are "stronger" in every way.

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150 Report

cecile t

donnelly, AB

I want you to keep your hands off my CPP! It is doing fine as is.

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143 Report

susan p

lloydminster, AB

Don't fix what isn't broken!!

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123 Report

tracy p

st. albert, AB

I believe the CPP has good management and it is at arms length from any government. I fear the APP would be beholden to the provincial govt and could lead to risky investments.

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109 Report

robert r

calgary, AB

I'm supporting because I contributed to the CPP since 1966 and I believe in the plans that the then government really support their citizens. I am not happy with many of the plans the the Alberta Government under Danielle Smith has implemented. My expenses are going up montly as the "Rate of Last Resort increase my electricity by $80 a month, probable Autopac Insurance in 2026 will increase my insurance premium by est $800 per year. The list goes on and on. Don't touch my CPP plan.

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120 Report

Don't forget to sign up

Albertans want secure pensions managed independently, not political experiments.

Sign up now

david m

calgary, AB

I do not want another plan. I want to stay with a stable secure plan.

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101 Report

ken d

black diamond, AB

I want no disruption to, or potential risk factors for, my pension and security going forward. I feel this is ONLY achievable through the national CPP program.

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81 Report

patsy l

calgary, AB

I’m supporting to stay with the CPP because we’re safe with this and they’re working for all of Canada. Danielle Smith’s plan is utterly ridiculous.

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93 Report

calvin b

edmonton, AB

In a world destabilized by corporate interests, we need to keep the CPP as it is - it is working well. The Alberta needs to stop its trend of "If it's working, break it" initiatives.

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77 Report

helen b

edmonton, AB

I'm getting closer to 65 and don't want to lose what I've been working all of my life for.

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76 Report

robyn h

red deer, AB

I do not want the CPP to change. Do not touch it.

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71 Report
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Tell Premier Danielle Smith and your MLA: Keep Alberta in the CPP. 

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